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It does appear that you can file for Chapter 7 bankruptcy whereby you do not have to pay your credit cards and/or loan repayments. The first step is if you have not done so already, you need to stop using your credit cards. Then once you have decided to file for Bankruptcy don't pay the credit cards anymore.
Our firm does Chapter 7 bankrutpcies and we can take you through the entire process through the Discharge. I charge $50 for an individual consultation and there is no consultation fee if you retain me.
I am a solo practitioner with a paralegal and secretary and i have filed over 450 cases in the past 10 years. My website is www.dlondon.com.
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Dear Sir or Madam:
From what you indicate in your note, it sounds like you would qualify and benefit from a Chapter 7 Bankruptcy filing.
To discuss this matter in greater detail, please call my White Plains office at 946-6555.
I look forward to hearing from you and helping you.
Very truly yours,
Ken Busman
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