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   Question    posted to Financial Advisors on 02/05/09 07:10 AM, Bronx, NY 10461
My salary is about $85,000 per year and I am up to my ears in bills living week to week.   I have to be doing something wrong...I am looking for someone to help me develop a budget, pay my bills on time and of course help me save money an stick to it.
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   Answered By     MetLife Financial Services, 02/05/09 08:17 AM
MetLife Financial Services
565 Taxter Road, Suite 625
Elmsford, NY 10523
914-372-2922
dgoldwasser@metlife.com
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What you need to do is to create a financial plan that will allow you to identify what goals you have.  A financial plan will allow you to see physically where your money is going, what you own and what you owe.  It will allow you to create a plan of action to address these concerns. 

Also, with a financial plan, you can identify what goals you want to meet.  Such as paying off a credit card by a particular date.  Saving for retirement or just a vacation you've dreamed of.

A financial plan will allow you to put your dreams and goals down in writing, which will allow you to commit to them and make them come true.  As a financial planner, your situation is not different from many of my clients.  I have been a financial planner for over 10 years and your situation is not uncommon.  Especially in this economic climate, it is important that you have professional help and assistance to become empowered over your finances.

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