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posted to Bankruptcy Attorneys on 12/08/08 03:18 PM, Bronx, NY 10458

I'm thinking of filing for bankruptcy. Ive worked out deals with my credit cards and im managing, but im going through a whole child support deal in court with my daughters mom. Its going to put me way over the edge financially. Im about $54000 in debt. 60% of that is credit cards and the rest is a really bad car loan that ended up with the car going back to the dealer and me paying the difference of about 17000 dollars. Long story short financially its not looking good. I feel like I have no other options. I make a decent income (about 72000 a yr) but my expenses outweigh that. I did a little research on the web and im still a little confused about chapt 13 vs 7, which would fit me?..I own nothing so im not looking to keep anything..Just looking to take the load off my wallet. i know my credit will be done and thats fine, its already a mess. I havent used any credit cards in about a yr.

I know its something I have to do, just not really sure where to start

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Specialist Answer 1 of 1

Answered By

Busman Kenneth, 12/11/08 11:40 AM

Busman Kenneth
175 Main St
Suite 307
White Plains, NY 10601
914-946-6555
aribencanine@aol.com

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Dear Sir:

Based on the information you have provided, you may well qualify for a Chapter 7 Bankruptcy (liquidation) filing and Discharge, which I can assist you with.

Kindly call my office at 914-946-6555 so that I can obtain more information from you and discuss the law applicable to the facts of your situation.

Thank you for your interest in my firm.

Very truly yours,

Ken Busman

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